While Farmers isnвЂ™t exclusive to military service members like USAA and AFI are, it is one of our highest-rated homeowners insurance companies and provides a unique discount for military members.ДЇounded in 1928, the company has cemented itself as a reputable provider of numerous lines of insurance, including business, home and auto insurance, with an excellent financial strength rating from AM Best and inclusion in the J.D. вЂ“ Requires you to provide your Social Security number (SSN) to get a quote, which some providers do not + Offers helpful online resources for dealing with post-traumatic stress disorder (PTSD) and permanent change of station (PCS) + Provides add-on coverages such as carport and golf cart protection excluded by most companies Pros and Cons of Armed Forces InsuranceД¬ompare the advantages and disadvantages of AFI home insurance: AFI offers 15 optional coverages that allow you to customize your coverage. It stands out for its extensive list of endorsements and an impressive lineup of discounts. Like USAA, AFI offers several different insurance products, including auto, business, pet, rental and home insurance for vets and military members. While it may be less recognizable than USAA, Armed Forces Insurance (AFI) has served military families since 1887. вЂ“ Has fewer discounts than some competitors вЂ“ DoesnвЂ™t provide access to local insurance agents

+ Protects against inflation and other cost changes with its Home Protector endorsement + Provides identity theft protection in its standard homeowners policy to residents in all states except North Carolina + Offers home-sharing coverage to protect you and your guests if you rent out your home or a portion of it Pros and Cons of USAA Home InsuranceД¬ompare the advantages and disadvantages of USAA home insurance: *AM Best ratings are accurate as of June 2022.

Plus, if you are on active or reserve duty and these items are damaged, you wonвЂ™t have to pay a deductible. Its home insurance policies also offer unique coverage for your military uniform and equipment. With its added membership perks, USAA offers the most inclusive standard coverage of the providers in this review. With a USAA membership, military families get access to a list of benefits, including home and auto insurance, banking services, retirement accounts and various discounts for dining, car rentals and more. Home Insurance Study, it was included and scored significantly higher than all other providers in the study. While the company was not eligible for rank in the 2021 J.D. USAA is the nationвЂ™s most popular and reputable company specializing in services to military members, veterans and their families via membership. 5 Best Home Insurance Companies for Veterans and Military MembersДЄfter in-depth research, the Home Media reviews team found the following are the top homeowners insurance providers for active-duty military members and veterans:

Home protector plus coverage